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Explaining How Credit Scores are Used in the Hiring Process
You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not.
In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process?
For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life.
Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects.
One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands.
But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.
Copyright music consecutive notes Copyright Music, Consecutive Notes, and Fair Use When it comes to copyright music, consecutive notes, and lyrics are all covered under the blanket of copyright protection. Once you've registered your copyright you have legal recourse should someone steal or 'borrow' any part of your music without permission. Just so you understand, most of sites online that you visit when checking out the lyrics to your favorite song are actually infringing on the copyright of the author and the recording artist. Not only are the sites that offer lyrics guilty of infringing on the copyright music, consecutive notes and all so are the sites that offer written music, chords, and tabs. It is not legal to use any part of the song that isn't covered by 'fair use' without the express permission of the holder of the copyright. It makes things a little difficult for most people and it is often hard for many to distinguish what qualifies as fair use from what is actually copyright infringement. Copyright music, consecutive notes included keeps artists paid as most of them live on royalties rather than fat cat advances, fair use will not take those future payments from the authors for the sake of personal entertainment. Fair use was once thought to mean that if you weren't making money from the copy or use of materials then it was allowable. This is one of the arguments that was used when defending massive file sharing servers, the defense however falls flat of the law. It is illegal to share copyright music, consecutive notes, lyrics, tabs, chords, or any other part that is part of the music and covered by copyright. The fact is that the only case where the copying of music is clearly allowable is when used for non-profit education and educational research, for the purpose of criticism, commentary, and news reporting. According to the letter of the law ripping your CDs is an infringement of copyright. The result of massive file sharing has prompted new laws to address the problem and provide a more clear definition of what is not allowable as far as copyright music consecutive notes and any other part of a song are concerned. According to the amendments you must have the express permission of the performer to fix the sounds or images into any type of phonorecord, to transmit these sounds to others, or to offer to distribute, sell, or rent any of the copyrighted material. That about sums up file sharing in a nutshell and clearly establishes the practice as illegal. Artist copyright music consecutive notes, lyrics, and performances in order to protect those things from abuse, misuse, and to protect their interests. While some may be artists that perform for the sake of the art, most of them are not independently wealthy and need the income that results from the sales of their music. Many have families to feed as well as fabulous lifestyles. Regardless of their inherent needs for the funds, they've provided a service (entertainment) that we place a certain value on and they deserve to get paid for the services they provide. The copyright music, consecutive notes, new music, and future music depends on people honoring the spirit of current music copyrights. If you haven't noticed entertainers are more often than not interested in the money that is their reward for entertaining. If that wasn't the case, NFL players wouldn't make more money than many corporate CFO's. You might also have noticed that players and entertainers often stop playing and entertaining when they do not think they are getting what they are worth. If you don't recall, the NHL skipped an entire season a few years back over salary negotiations. This, more than many things, should drive home the point that if things such as copyright music consecutive notes and otherwise aren't respected and observed our favorite performers will stop producing new material for us to enjoy.
Copyright Infringement Statistics Copyright infringement statistics, by most standards are inflated. Most recent copyright infringement statistics cite that almost 30 percent of software is pirated in the United States of America. This means that they think 30 percent of the software on your computer is illegal? they think we?re all thieves, to an extent. However, copyright holders have good reason to worry that we?re violating their rules: the number of suspects referred to the United States attorneys with an Intellectual Property lead charge increased twenty six percent in the period between 2002 and 2004 ? and there have been studies that show that this is rising. Copyright infringement statistics are difficult to come by, but it?s plain to see it?s affecting every aspect of intellectual copy. Copyright infringement statistics show that in addition to software privacy, there are a lot of violations in the music world. Copyright infringement statistics show that many unsuspecting people, from college students to thirty-something a professional, download music on a consistent basis, and often it?s not downloaded legally. Often times, someone will download a song off a MySpace or YouTube page, without giving thought to who really owns the copyright and if it?s legal for them to have it. Copyright infringement statistics, brought to us by the music recording industry, would have us believe that online infringement is seriously hurting the recording industry. A sensible person, however, would realize that with the abundance of MP3 sales sites that this will turn quickly and recording giants will see the huge profits available online. It?s already begun, you see, we have yet to see the impact of online music sales, and how it will increase revenue. I?m sure, with the huge talent pool at their disposal, the media giants will find a way to monetize the internet to their fullest advantage. Copyright infringement statistics also show that many people are downloading games off the internet. With the litany of games available to us ? from complete alternate worlds such as World of Warcraft to the more mainstream ?The Sims? series, people are clamoring for PC games ? and for good reason. They?re fun, intelligent games that play on a system everyone has ? a computer. Because of this, people are always looking for new games to play and download, and they may download a game without knowing that it?s not ?freeware? (as many internet games are). In addition to computer games, copyright infringement statistics also show that movies are downloaded in abundance on the internet. Many peer to peer file distribution sites and programs (such as bit torrent or Kazaa) allow for the transfer of very large files, and they?re easy to find online. Using a tool provided by one of many suppliers, users can search for any item they like ? and, of course, the system is abused and people download copyrighted movies and entire DVDs instead of publicly available works. Copyright infringement also branches into written works, such as articles, books, poems, etc. Many times, a student will copy a paragraph or two without realizing the implications of such copying. While they may think of it as ?borrowing?, if it?s used on a grander scale, the person could be opening themselves up to a large court fight, especially if it?s used commercially. As you can see, copyright infringement statistics show us that many people are using copyrighted works illegally. Do your best diligence when using another?s work ? and ask for permission every time you want to use something that you haven?t created. Chances are, if you just ask the question up front you?ll save yourself from becoming another copyright infringement statistic and save yourself from a major lawsuit.